Apartment Loan in Fort Myers, FL

Since April 1994, Bison Financial Group, founded by brothers David and Jared Repka, has been helping real estate investors nationwide secure the best loan products for commercial real estate investments. If you're looking for competitive rates on an apartment loan in Fort Myers, FL, Bison Financial Group is ready to assist. Our firm specializes in apartment loans in Fort Myers and the surrounding areas, including Lee, Collier, and Charlotte counties.

The most attractive non-recourse loan terms start at $1,000,000 for multifamily properties. For low-interest rates and non-recourse loans up to 80% of the property's value (with leverage up to 85% available for loans exceeding $7 million), we provide tailored solutions to fit your investment needs. These apartment loan products are available across Fort Myers and its neighboring counties.

Multifamily Loan Underwriting

Each loan product has unique underwriting requirements. The way loan data is presented to lenders can significantly affect pricing and loan proceeds. Bison Financial Group offers expert loan underwriting services for apartment building loans in Fort Myers. Our expertise ensures you secure the best pricing and terms for your multifamily property or commercial real estate investment.

Free Loan Quote for Multifamily Loan in Fort Myers, FL

We encourage clients to submit key property-level data for a free loan underwriting review. Our initial underwriting typically takes less than one business day, after which we provide multiple apartment loan options tailored to your objectives.

Required Underwriting Information:

  • Last two years and Year-To-Date detailed Profit and Loss statements (a trailing 12-month P&L is preferred)
  • Current Rent Roll
  • Brief narrative description of the property
  • A few electronic photos or a copy of the real estate agent’s marketing package (if available)
  • The purpose of the loan: Acquisition, Refinance, Cash Out, or Property Repositioning (renovations)

For a detailed checklist, visit: Bison Financial Group Loan Checklist.

Understanding your investment goals is critical. How much do you wish to borrow? Is this a long-term or short-term investment? Share your apartment loan request for Fort Myers, FL, and we’ll tailor our recommendations accordingly.

Fixed-Rate Loan Terms for Multifamily Properties

Loan terms are available from 3 years to 35 years (up to 40 years for new construction loans exceeding $7 million). Eligible properties include Garden Style, High Rise, Age-Restricted, Student Housing, Section 8 Tenants, and subsidized buildings. Properties must include at least five units. For multiple buildings with five or more units under one loan, the best terms are available when the properties are within 3 to 5 miles of each other.

Loan Closing Timeline

The closing process typically takes between 45 and 55 days for a multifamily loan in Fort Myers. Closing costs vary depending on the loan product. We provide a detailed estimate of anticipated costs, loan terms, and conditions upfront so you can make informed decisions.

Market Outlook for Fort Myers Metro

The multifamily market in Fort Myers remains strong, driven by the area’s rapid population growth and increasing rental demand. The region benefits from a robust economy fueled by tourism, healthcare, and construction, with steady in-migration contributing to sustained demand for multifamily housing. Occupancy rates in Fort Myers have remained high, attracting investors seeking stable returns and long-term value appreciation.

Fort Myers Multifamily Market Growth

Multifamily development in Fort Myers continues to expand to meet the rising housing demand. Both urban and suburban areas are seeing growth, with new projects catering to diverse rental demographics, including workforce housing and luxury developments. Apartment inventory has increased with several completed projects and others under construction, ensuring a steady pipeline of new units.

Housing Outlook in Fort Myers

The region’s continued economic expansion and development of new commercial and industrial hubs are driving rental housing demand throughout Lee, Collier, and Charlotte counties. Fort Myers’ housing market offers opportunities for investors, with areas like Cape Coral and Estero experiencing growth in multifamily projects. Rising material costs have impacted some developments, but the overall market outlook remains positive, bolstered by strong fundamentals and high investor interest.

For more information, visit Bison Financial Group’s website at www.bisonfinancial.com.

As financial  advisor to private investment partnerships, Bison has learned the hard way what lenders close quickly & efficiently and what lenders are a waste of time. Bison’s experience in placing debt and equity capital for our clients and partners is a resource of tremendous value to new clients.

Since Bison is in the market every day arranging financing, we have learned how to find funds that are fairly priced for the risk from a wide variety of sources that actually close on the terms originally proposed. Bison has closed transactions across the capital spectrum: hard money lenders, private equity investors, banks, life insurance companies, hedge funds, Wall Street Conduit Lenders and Fannie Mae DUS lenders.

We understand and welcome the opportunity to arrange financing for your next project. Follow this link to learn what we need to see to give your next project a “sniff test”.

Our track record at closing transactions speaks for itself: since the firm was founded we have been involved in more than a billion dollars of transactions. For a more detailed explanation of our closed transactions please click here for a list of our recent deals.

We  are creative problem solvers willing to roll up our sleeves and get transactions closed. If we can not get the deal done in house, we are happy to provide a name and number of a potential source.

Contact us today with a potential opportunity or send us an email to be added to our electronic distribution list for up to date information on compelling market opportunities.

For questions or for more information, please contact:
Jared R. Repka, Principal
Phone: 727-537-0208
Email: jared@bisonfinancial.com